Tom Willard

President and Founder of FFAH II – Senior

Tom has accumulated over 40 years of experience in real estate development and consulting. During his 25-year tenure with the Foundation, Tom has supervised the acquisition and development of almost 5,000 units of affordable senior housing using commercial lenders, tax credits, and tax-exempt bonds. Tom holds a degree in Business Administration from the University of Montana, with a focus in Business Management, Economics, and Marketing. He also served as an officer in the United States Army.

Deborrah Willard

President and Founder of FFAH V – Family

Deborrah has overseen the acquisition and development of more than 6,800 units of affordable family housing during her 25-year tenure with the Foundation. She is responsible for business development, contract negotiations, and community and partnership relations. She received a B.A. in Social Sciences from the University of California, Irvine. Deborrah also is the president of Embrace, the resident services arm of the Foundation. Embrace serves family and senior communities in California and North Carolina.

Darrin Willard

President of FFAH

Darrin oversees the company’s operations as well as acquisitions, dispositions, and debt/equity structuring. Prior to joining the Foundation, Darrin was co-founder and managing principle of SureHarbor, LLC, a consulting firm representing developers and nonprofits in structuring public finance. Darrin has planned and implemented over $600 million in tax-exempt bond and tax credit transactions. He holds a Bachelor of Science in Business Administration with an emphasis on Real Estate finance and a minor in Law and Public Policy from the University of Southern California.

Melissa Vincent

Senior Vice President, Director of Transactions

Melissa oversees the Foundation’s Transaction department, which is responsible for performing a large volume and variety of transaction projects. Melissa and her team serve as the primary liaison between our partners, lenders, counsel and state and local agencies to provide the timely completion of new transactional requirements.  Melissa and her team strive to create excellent and long standing working relationships with partners. Melissa has a paralegal certificate from University of California, Irvine and has worked in various realms of the real estate and mortgage world for the past 20 years.

Tommy Waldron

Director of Asset Management

Tommy brings a triple bottom line focus to the operational oversight and asset positioning of our wholly owned properties. Prior to joining Foundation, he was a co-founder of Cardinal Group, where he oversaw operational growth, asset management, and construction management teams. Tommy holds a B.S in Business from Miami University of Ohio and a Master’s in Real Estate from Georgetown University.

Jason Acosta

Vice President, Director of Asset Management – Partnership Portfolio

Jason directs our asset management team by implementing comprehensive asset management strategic plans, conducting financial performance reviews, and overseeing onsite physical evaluations.

Prior to joining the Foundation, Jason was an integral part of the asset management team at National CORE, the affordable housing division at JRK Residential Group, and Sentinel Real Estate Corporation. Jason holds a BS degree and an MBA from Caldwell University, as well as a Certification in Real Estate Investment from New York University.  Jason currently holds several real estate designations, including Certified Property Manager® (CPM®), Accredited Residential Manager (ARM®) and National Affordable Housing Professional–Executive (NAHP-e®). Jason also serves on the Southern California Association of Nonprofit Housing (SCANPH) Policy Subcommittee Advisory Board, and serves as an active mentor for the All Ways Up Foundation’s Scholars

Paige Germany Willard

Director of Marketing & Business Development

Paige is the Foundation’s Director of Marketing and Business Development. She specialized in Business Development and Marketing for several Fortune 500 companies, such as CRC Health and ABC Television Network. Her career with CRC solidified Paige’s desire to serve people in need, which makes the Foundation a perfect fit. Paige has spent her career helping businesses establish long-term partnerships that enhance communities all over the U.S. Paige also sits on the boards of several charities in both Bend, Oregon and Southern California. She attended the University of Southern California and received a Bachelors in Political Science and English from Millsaps College, where she graduated Magna Cum Laude.

ANNA Halbur


Anna leads the accounting department and financial reporting for the Foundation. Prior to joining FFAH, Anna worked in the auditing and assurance practice for KPMG, a Big Four accounting firm. While working in public accounting, she specialized in real estate, asset management, and not-for-profit clients. Anna is a Certified Public Accountant and holds a Bachelor of Science degree in Accounting from Chapman University.

Amy Curtis

Director of Resident Services

Amy serves as the Director of Resident Services for Embrace, the resident services arm of the Foundation.  Prior to joining the Foundation, Amy spent over 12 years working in non-profit leadership focusing primarily on program acquisition and development, along with cultivating community partnerships and wellness initiatives.  She holds a Bachelor of Arts Degree in Psychology from the University of Massachusetts Amherst, a Master of Science Degree from California State University Los Angeles in Rehabilitation Counseling, and is a Certified Integrative Nutrition Health Coach from the Institute of Integrative Nutrition.

Mei Luu

Associate Director of Transactions

Mei is the Associate Director of Transactions for the Foundation. Her responsibilities include collaborating with partners, lenders, and agencies to complete applications and handle due diligence requests for new, as well as existing transactions. Along with those duties, works on the periodic filings required by the state and county municipalities to obtain property tax exemption. Prior to joining the Foundation, Mei was an Assistant Vice President at Deutsche Bank where she closed and administered over 100 asset-backed securities. She was responsible for working with outside counsel, transaction managers and client counterparts to negotiate terms in transaction documents in multi-billion dollar securitizations. She holds a Bachelor of Arts degree in Psychology from the University of California, Los Angeles.

Mike Ristow

Asset Manager

Mike serves as Asset Manager for our Northern California properties. After Graduation from Montana State University with a BS in Mechanical Technology, Mike was a pilot for Northwest Airlines from 1968 to 2005, starting on the Boeing 707 and retiring as a 747-400 Captain. During that span of 37 years, Mike served as the Chairman of the Board of the Airport Community Counseling Office, the Airport Chaplaincy in Minneapolis-St. Paul. Mike also was heavily involved in work for the Airline Pilots Association, serving as a Contract Administrator, and three elected terms as a Captain Representative to the ALPA Board of Director’s. From 1998 to 2006 Mike served on the Northwest Airlines Board of Directors.

Gisselle Picard

Exemptions Manager

In Gisselle’s role as a Transaction Coordinator, she works with internal staff as well as outside parties to ensure a smooth closing and continued maintenance of the welfare exemption status of the Foundation’s portfolio of properties. Prior to joining the Foundation, Gisselle was an Associate at Deutsche Bank for over 10 years where she closed and administered commercial and residential trusts. Gisselle has her Bachelor of Science in Business Administration from California State Polytechnic University, Pomona and her Master in Business Administration from the University of LaVerne.

Jordan Ulves

Senior Staff Accountant

Jordan serves as Staff Accountant for the Foundation. He works directly with our Controller to assist with daily accounting tasks and financial reporting processes to ensure completeness and accuracy of the Company’s accounting records. Prior to joining the Foundation, Jordan was an Analyst for Hot Topic where he created and implemented innovative business strategies to drive profit and manage risk. Jordan holds a Bachelor of Arts degree in Political Economy from the University of Southern California.

Nicole Dale

Transactions Coordinator

Nicole serves as the Foundation’s Office Manager, where she supports the Executive Team as well as the Transaction department. Prior to joining the Foundation, Nicole held various positions in Sales, Marketing and Account Management in her 18 year tenure with NTN Buzztime, Inc. Nicole also holds a degree in Social and Behavioral Sciences from Linfield College.

Jonathan Russo

Associate Asset Manager

Jonathan serves as Asset Manager for our Southern California portfolio. Prior to joining the Foundation, he was a key associate in managing a portfolio of affordable properties at WNC & Associates. Jonathan earned his bachelor’s degree in Business Administration with an emphasis in Real Estate Finance from California State University at Fullerton. Jonathan served as the President of CSU’s Real Estate Club and was a scholarship recipient with the California Association of Realtors.

Bonnie D’Alesandro

Office Manager

Bonnie serves as the Foundation’s Office Manager, where she supports the Executive Team as well as the Resident Services & Transactions department. Prior to joining the Foundation, Bonnie was the Office & Culture Director for award-winning digital marketing agencies and creative studios, helping to ensure growth, team support and success within all departments. Bonnie studied Sociology with an emphasis on Inequality in the Media at West Virginia University while on a full-ride athletic scholarship for D1 Women’s Volleyball.

Laura Zavala

Program Supervisor

Laura serves as the Resident Services Program Supervisor, where she oversees the Resident Service Coordinators and works collaboratively on an interdisciplinary team to ensure successful implementation of Resident Services to Family, Senior, or Special Population Affordable Housing Residential Complexes. Laura served as a Resident Service Coordinator for five years, where she created a robust curriculum program for her 340-unit property. She holds a bachelor’s degree in Chicano/a Studies and Education from the University of California, Los Angeles.

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